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Business Cents: Adjusting Your Portfolio as You Age

Provided by Garrett German If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think they can approach retirement without looking at their portfolios. Their […]

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Taking a Loan from Your Retirement Plan Is a Bad Idea

Provided by Garrett German Thinking about borrowing money from your 401(k), 403(b), or 457 account? Think twice about that, because these loans are not only risky but injurious to your retirement planning.  A loan of this kind damages your retirement savings prospects. A 401(k), 403(b), or 457 should never be viewed like a savings or […]

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When ICE Comes

By Trudy Wischemann  There is a beautiful, tall row of corn growing in the back yard of the house next door to mine where once there was a dense hedge of pyracantha, commonly known as the Firethorn bush. Although the cedar waxwings undoubtedly miss the red berries in winter on both sides of their north-south […]

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What Is Your Name?

By Paul Leavens I have been called by many names. When my mother was upset with me she would call me Paul Harrison. I have been called dad, grandpa, PaPa, father, brother, best friend, dear cousin. And a craftsman. Because I like to make things out of wood.  Preacher, pastor, minister and Rev. Also I […]

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Are Your Beneficiary Designations Up to Date?

Provided by Garrett German Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k) or annuity? You may be saying, “I’m not sure.” It is smart to periodically review your beneficiary designations.  Your choices may need to change with the times. When did you open your first IRA? When […]

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Notes from Home: Westlands’ Fake Tears

By Trudy Wischemann  When I travel north, I normally take Highway 99. It keeps me in touch with our neighbors: the smaller communities like ours based in nuts, tree fruit, vines and field crops rather than the Mediterranean orchards of citrus and olives. Of course, it also exposes me to the latest developments around our […]

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